Energy strategy financing solutions | Centrica Business Solutions

Financing your energy strategy

Power your energy infrastructure with Centrica Business Solutions range of flexible financing options.

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Distributed energy solutions are now more accessible than ever before, allowing you to turn your energy challenges into a business advantage without upfront investment. We will work with you to develop the best financing solution to solve the unique energy needs of your business.

Whether you choose our Energy Services Agreement (ESA) option, one of our Power Purchase Agreement (PPA) options or a full Energy-as-a-Service (EaaS) approach – or purchase your energy solution with upfront capital or a low-interest loan – be confident that you have the right partner to help your organization. We are already helping thousands of organizations across the globe achieve their energy goals, combining our long history of leadership in the energy industry with a strong balance sheet and the expertise to deliver for you.

Reed Intermediate School in Newtown, CT is saving $1.5M over 25 years by generating clean, efficient solar energy through a PPA.

Benefits for your business

  • A single contract for your complete solution includes your energy technology, ongoing maintenance and financing.
  • Zero capital expenditure outlay with our funded options and maintain ongoing cost predictability via fixed rates.
  • Eliminate energy risk with responsibility for maintenance and availability retained by Centrica Business Solutions.

Alton Towers achieves 80% energy efficiency and cuts energy costs by 12% using ESA financing.


Reed Intermediate School in Newtown, CT is saving $1.5M over 25 years by generating clean, efficient solar energy through a PPA.


A Continuing Care Retirement Community (CCRC) in Philadelphia, PA is saving $145k annually with cogeneration financed with an ESA.

Our financing options
Energy-as-a-Service (EaaS)
A performance-based funding solutions
Energy-as-a-Service is a pay-for-performance solution that allows the private sector to implement multi-measure infrastructure projects with zero upfront capital expenditure – meaning the realized energy savings are used to pay for all efficiency upgrades. Additional program benefits include – pay with savings structure meaning no capital is required, immediate positive operating income and simplified procurement. EaaS also eliminates the hassles and delays associated with internal capital expenditure approval processes.
Energy Savings Performance Contracting
A budget-neutral funding solution
Federal, state, and local governments are often saddled with aging, inefficient infrastructure that wastes energy, drains critical financial resources, and negatively impacts the environment. While optimizing energy systems will reduce energy consumption and utility bills, many organizations lack the startup capital and/or personnel to tackle much-needed infrastructure upgrades. Energy Savings Performance Contracting (ESPC) is a budget-neutral financing approach that allows government entities to make building improvements that reduce energy and water use, and increase operational efficiency. No capital is required.
Utility Services Agreement (USA)
Transform your energy infrastructure with no capital outlay
Our USA provides immediate economic and environmental benefits from a bespoke energy saving project with substantial risk transfer. Centrica Business Solutions accomplishes this result by funding 100% of project capital expenditure. We can also include all project services (OPEX costs) such as fuel supply and O&M contracts to ensure top-tier, stable, long-term asset performance.

Use our PPA to power your business with on-site solar energy without upfront investment

Our PPA financing option is a hassle-free option that delivers efficient, clean solar power and generates immediate savings for your business. This commercial solar panel financing option is ideal for organizations looking to reap the many benefits of installing a solar photovoltaic (PV) system on their site. The PPA requires no upfront investment and no solar PV system ownership responsibilities – Centrica Business Solutions is responsible for any maintenance needed for the solar PV system and for the removal of the system at the end of the contract. We offer two PPA solutions:

Behind-the-Meter PPA
Option 1: Behind-the-Meter PPA
Going solar is a clean, reliable source of energy that boosts your profitability of your business by providing immediate energy savings and protection from increases in grid pricing. With our Behind-the-Meter PPA option, Centrica Business Solutions installs a solar PV system on your site. You simply pay for the electricity generated by the system at a discounted kWh price – typically at a discount to utility pricing – for the term of the contract, essentially going solar without any capital investment.
Front-of-the-Meter PPA
Option 2: Front-of-the-Meter PPA
Monetizing unused space like a roof, parking lot, or empty land is a benefit to organizations looking to maximize their energy strategy. With our Front-of-the-Meter PPA option, Centrica Business Solutions installs a solar system on your site and pays you a lease payment over the life of the project for use of your property, creating an additional revenue stream for your business. Centrica Business Solutions owns, utilizes and maintains the system, then sells the electricity generated by the system to the utility grid. This option is available in Massachusetts and Rhode Island.

PACE (Property Assessed Clean Energy)

PACE is an innovative financing option that allows property owners to finance the up-front cost of energy efficiency improvements and then pay the costs back over time (typically 10 to 25 years) through a voluntary tax assessment.  The unique characteristic of PACE financing is that the assessment is attached to the property rather than an individual.

PACE may be funded by private investors or government programs and is available in states with enabling legislation and active programs. Energy incentives, rebates, and tax credits can be used to offset project costs or pay down a PACE loan. To date, 36 states plus the District of DC, have adopted legislation for commercial PACE programs.

How does PACE work?
  • We will work closely with the property owner/tenant to develop and design an energy efficiency project that will help save energy, as well as address the overall wants and needs for the facility.
  • The energy upgrade must be approved by a PACE administrator before financing becomes available and we will assist with that effort.
  • Once the project is approved and financing is secured, we will install the equipment.
  • You’ll begin realizing your energy savings as soon as your upgraded equipment is installed.
  • A PACE lien will be placed on the property. If the building is sold during the PACE repayment period, the lien remains with the property and becomes an obligation of the new building owner
Learn about financing options that can unlock access to innovative energy solutions

Why Centrica Business Solutions?

  • Wide range of zero capital expenditure options enable our customers to implement advanced energy solutions without capital.
  • Dedicated commercial teams focused on working with customers to identify the right commercial arrangements.
  • Extensive heritage and experience as a 200 year old, FTSE 100 company with solutions in place across 34 countries.